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Low-key Robertson campaigning on Sunday: kids, seniors, cops, Occupy Vancouver

October 23rd, 2011 · 91 Comments

Strategists keep telling me this is going to be a “technical” election — one that’s one by mobilizing the ground troops to get out the vote — and, after today, I believe it.

The second Mayor Gregor Robertson platform announcement took place in an east-side park to the sounds of kids playing soccer and autumn leaves falling to the ground. He promised more childcare spaces, more help from the city for seniors by training city workers to recognize signs of dementia, and more cops.

Plus he delivered a more or less “Keep calm and carry on” message about Occupy Vancouver.

I’m glad I went to the news conference, mainly because I got to ride my bike up on a gorgeous fall day through east-side neighbourhoods that startled me with their charm. (I went up St. Catherine’s and Prince Edward, just east of Fraser, then back down Prince Andrew.)

Anyone who thinks this is only an executive city should walk down these streets on a day like today, where there were people out taking care of their gardens, walking their dogs, and, in one case, holding a pre-Halloween party in a front yard with extravagant costumes for the kids on their street.

It was also a surprise to end up cycling with the mayor a few blocks on my way back from the news conference, where we chatted about his events for the day (Van Dusen opening, something at the Roundhouse, something else I can’t remember) and what’s ahead for the next three years (no more big change, but consolidating what’s been set in place now that some ‘proof of concept’ tests have been tried out).

But mostly the new conference was a snore, leading me to think that there aren’t going to be any issues that will motivate more than the dedicated 30 per cent to vote Nov. 19.

Yeah, nice to get childcare spaces. Nice about the attention paid to seniors. (Apparently this was inspired by an event in Toronto where a woman with dementia got ticketed for having some tree cut down in her yard and, after several appeals, the city’s ombudsperson ruled city staff needed training in dealing with older people with possible cognitive problems.) But nothing that will get people stampeding to the polls.

And the announcement about 30 new polices officers? When you deconstructed that (as we liked to say back in my communications grad-student days), it was the mayor saying they are going to hire 30 officers whose positions had gone unfilled for the last several years in the city budget-squeezing efforts. It’s not 30 new authorized positions.

So that left the only news of the day as What Will The Mayor DO About Those Vagrants Down Occupying The Vancouver Art Gallery?

I’m not dismissive of this issue.

I think it will be a test for Mr. Robertson, along with mayors in the other 1,200 cities where this is happening, of how they manage to steer that line between those who think the little varmints should just be run off the property (preferably with shotguns) and those who think they are noble freedom fighters who should be allowed to turn the art gallery wood-chip field into a provincial campground until world capitalism collapses.

Dealing with these protests is going to take a unique combination of tact, discussion, and enforcement, tolerance for free expression and intolerance for intrusion on other people’s right to use the city, from mayors and police forces everywhere. This council has, if anything, had more criticism about its tendency to go overboard on enforcement (Olympic protest signs in condo windows; Falun Gong demos in front of the Chinese consulate) than the other way.

And it’s not enough to say, “Just make them go.” (When people say that, it reminds of all the advice that childless people like to give us breeders when we’ve had our troubles with teens, i.e. “Just throw him/her out of the house.” Yes, very helpful.)

So Mr. Robertson’s efforts to steer the right line was the most interesting part of the media scrum. What he had to say?

“The protest will end, it definitely is going to come to a close … but the cities that have gone in swinging have created havoc. I want this to end when the protesters have had their say.”

“I’m following the advice of police and city staff, who manage 300 protests a year. [They] say that intervening physically is not a good step. It will really depend on the behaviour of the protesters, how peaceful and compliant they are with city bylaws.”

He also called the statements from his challenger, the NPA’s Suzanne Anton, “inflammatory.” (Not sure which ones he means, as she’s made several.)

In answer to the question, why were they allowed to set up tents in the first place?

The tents were set up while there are a crowd of four or five thousand there on the weekend and, “staff and the VPD decided it was not a safe situation to wade in and prevent the tents from being set up. And because it is not on city land, the bylaws we have for sidewalks and parks don’t apply.”

“The encampent has certainly grown and there are increasing concerns about safety and health. It’s treading on a thin line.”

Personally, I’ve decided the only fair way to evaluate Mr. Robertson and Ms. Anton on this is something that we’ve become all too familiar with: the reality show. Each should get 20 protesters, chosen at random, to try to talk into leaving the camp. Whoever is first at convincing all 20 to leave gets to be mayor.

 

 

Categories: Uncategorized

  • mezzanine

    And a major caveat – who is ‘rich’? someone with a high income? how high? someone with a low income but lives in a house on the west side now worth 1-2 million?

    I dont know the answer, but as always, we have to prepare ourselves for change to keep up with, uh, change. 🙂

  • gmgw

    Max #48:
    Hate to bust up your Limbaughian fantasies, but there’s plenty of lower-level city and government workers who can’t afford to fund their own retirements, either. You oughta point that scattergun somewhere else.
    gmgw

  • Roger Kemble

    . . . In my era, U2 asked for debt relief for african nations . . . Always erecting straw men eh mezz @ # 49 What the hell do you know about U2 or (capital “A” please) frica?

    But here’s something you should know about how you are being shorn like a little
    ba ba lamb . . .

    . . . it still highlights a point about possible pitfalls and unintended consequences of trying to tax the rich.

    Forget taxing the rich . . . go for the real money. Forget the prolixities, leave them for your unsophisticated co-beligerents.

    Too much talk. You know not of what you speak!

  • Roger Kemble

    . . . shorn like a . . .

    http://www.youtube.com/watch?v=jghiU55O5eY&feature=related

    . . . little ba ba lamb . . .

  • IanS

    As he so often does, Gary Trudeau sums it up nicely:

    http://www.doonesbury.com/strip/archive/2011/10/25

  • Roger Kemble

    Cute eh IanS@ #55 but it doesn’t change your miserable lot in life . . . you, you kids, you friends are being shorn like a . . .

    http://www.youtube.com/watch?v=jghiU55O5eY&feature=related

    . . . little ba ba lamb . . . and your sneering just puts you in with Mr. Micawber and Andrew Coin (yeah I know Coyne. See my a point?).

    PS If you can get up so early, make better use of the time!

  • Roger Kemble

    PPS.

    Why does OCCUPY have to have an agenda?

    Why do they have to have a plan?

    Why do they have to conform to your delusions?

    Their very presence is enough to remind those of us who are awake that we are being merrily screwed blued and tattooed by a pack of liars and criminals who should have been jailed long ago.

  • spartikus

    I looked at the link – it looks like it supports rf as it shows productivity increases are the lowest in 1973-79, unless i am missing something.

    Er, it does? You have a long era of high taxes / high productivity, then Nixon lowers the top tax rate by 20% and productivity tanks and you think that’s supportive?

    Why do other countries with higher taxes have higher productivity? (In fact, while the U.S. theoretically is more productive than France, French workers output more per worker than American – they just work less hours.)

    It’s almost as if taxation had nothing to do with it.

  • Roger Kemble

    PPPS . . . and if we refuse to heed OCCUPY’s message we are destined to live our, short, brutish, harsh and petty little lives like spartikus, mezzanine and IanS et. al always gossiping over irrelevancies while forever being goosed by compounding interest.

    Good luck loosers . . .

  • rf

    @ sparticus “By the numbers, rather well. The years 1947-1973 had the highest annual average for productivity growth. ”

    That kind of confirms my point doesn’t it?

    I’m not suggesting that the highest tax rate should be dropped further. I sincerely believe that 35% is a number where further declines in the top tax rate have a very small, if any, positive impact.

    But the steady drop from 91 to 35 certainly did. I would suggest that the economy is already adjusting negatively in anticipation of those rates going higher. Capital is mobile. When it smells higher taxes…..it moves.

    Keith, your declaration about economically impossible is total bunk.

    And define comfortable? A retired couple with no savings is going to get around $20,000/year (basically tax free) as it is. About $55/day.

    I consistently find in my work that most boomers are borderline oblivious to just how much one gets from OAS, CPP and GIS (if they have little other income).
    The system is plenty generous. It may not be enough to live in Yaletown but why should it be?

    It a capitalist society, when the market discovers that the government is willing to pay an ever increasing price for a certain need…..the market will keep raising the price.

    Just because one prefers what Karl Marx wrote, it doesn’t mean that Adam Smith wrote a bunch of garbage (and vice versa).

  • IanS

    @Roger Kemble #56:

    “Cute eh IanS@ #55 but it doesn’t change your miserable lot in life . . .”

    LOL.. perhaps.. but at least I can enjoy a bit of humour while I’m being led to slaughter… 😉

  • rf

    http://en.wikipedia.org/wiki/File:Chart_1.png

    this link somewhat supports my hypothesis that once you go below 35% you get marginal increases, if not decreases, in productivity.

    But it also suggests that the drop from 91- 40% created a huge boost.

    Pretty tough to draw either conclusion when just looking at ’47-73 as one sample instead of breaking it down year by year.

    Considering there are about 1000 economics departments in North America with professors that spend their entire working life analyzing this stuff…coming to many different conclusions……I find it odd that anyone here thinks they have a monopoly on wisdom..

  • IanS

    @Roger Kemble #57,

    You write: “Why does OCCUPY have to have an agenda?”

    The answer, of course, is that they don’t. However, without one, their chances of actually.. you know.. accomplishing anything seem pretty slim. Maybe that’s the point?

    “Their very presence is enough to remind those of us who are awake that we are being merrily screwed blued and tattooed by a pack of liars and criminals who should have been jailed long ago.”

    My guess is that the people who believe that are likely a part of the movement anyway.

  • IanS

    @Roger Kemble #59:

    You write: “PPPS . . . and if we refuse to heed OCCUPY’s message”

    What message was that again?

  • Roger Kemble

    IanS @ #65

    Stop trying to be coy with me. You know what I’m talking about.

    Do you, mezzanine and spartikus, for a moment thinq Falcon and Flaherty are interested in your irrelevant musings.

    They’re too busy screwing you for income tax to pay back the banksters’ compound interest.

    They don’t give a tinker’s shit about your meandering gossip.

    Your arrogance is mind-boggling. Do something useful for a change. Get back to work!

  • Chris Keam

    In the States it took years to overturn Prohibition. Decades to extend the vote to women. Roughly a century to move from the Emancipation Act to a black president.

    Maybe as a tip of the hat to history we might give Occupy more than a few weeks to rejig capitalism?

  • mezzanine

    Er, it does? You have a long era of high taxes / high productivity, then Nixon lowers the top tax rate by 20% and productivity tanks and you think that’s supportive?

    you may be right, but i don’t think the link you provided supported your point. Productivity growth stayed high until ~ 1972, but is it solely due to tax rates, and not say, the price of oil?

    if you believe this site, the highest us tax bracket was ~90% until 1964, then stayed in the 70-77% range until 1980 when it dropped to 50%. I would agree with you that i think taxes play a partial role on things like productivity.

    http://ntu.org/tax-basics/history-of-federal-individual-1.html

  • IanS

    @Roger Kemble #65:

    You write: “Stop trying to be coy with me. You know what I’m talking about.”

    Ah.. you’ve been reading my mind? Best if I just slip my tin foil hat on and back slowly away…

    @Chris Keam #66:

    You write: “Maybe as a tip of the hat to history we might give Occupy more than a few weeks to rejig capitalism?”

    In all of your examples, while it certainly took time to achieve those goals (in one case, a civil war), but there was always a goal.

    But, having said that, I take your point. If, in fact, what Occupy is doing is trying to “rejig capitalism”, I’ll give them a week or two. But, if it’s not done by the end of November, I’ll be very disappointed. 😉

  • Jason

    “In the States it took years to overturn Prohibition. Decades to extend the vote to women. Roughly a century to move from the Emancipation Act to a black president.

    Maybe as a tip of the hat to history we might give Occupy more than a few weeks to rejig capitalism?”

    Chris, I think it’s completely disingenuous to compare “OccupyVancouver” to the civil rights, women’s rights, etc. etc. movements of the past.

    All of those movements at one thing in common…a VERY clear agenda of what they wanted to achieve, with a clear message and leaders.

    OccupyVancouver is lacking all of these things. And quite frankly, I think people are beginning to “coop” the movement for whatever their given views may be….so suddenly it’s a protest for this person’s grievances or that persons…that’s not a movement…that’s just protest for protest sake.

    Also, the movements you mention also had another thing in common…it was hard and painful…they didn’t set up tents in the middle of a city and get free power, sanitation, etc….they were arrested, they were battling against the establishment, and they came out over and over again until people listened.

    OccupyVancouver can continue to march every day and come out to the art gallery every day…there is no need for them to setup camp in the middle of the city and for the city to not only condone it, but provide support.

  • Agustin

    Jason,

    All of those movements at one thing in common…a VERY clear agenda of what they wanted to achieve, with a clear message and leaders.

    I wasn’t there, so I don’t know the answer to this question: were the agendas, goals, messages, and leaders very clear from the beginning?

    My guess would be that all major movements start out disorganized, and by the time the history books are writing about them, people forget about all the time and effort it took to get there.

  • Everyman

    Well put Jason. How exactly is Occupy Vancouver getting across a “message” by camping on the Art Gallery lawn. Are they saying “down with art galleries”? There’s no connection, no cogent message. It will fizzle out.

  • Chris Keam

    “All of those movements at one thing in common…a VERY clear agenda of what they wanted to achieve, with a clear message and leaders.”

    Jason:

    The difference is that those movements gestated in a different media environment. There are schisms and a lack of focus in all nascent social movements. Just because one hundred years on the debates and discussions that preceded the unified messages of the suffragettes, the anti-Prohibitionists, and the proponents of civil rights aren’t common knowledge doesn’t mean they didn’t happen. One need only look at the wildly divergent approaches and aims promoted by MLK and Malcolm X a century after the American Civil War to see that the way to a single destination can be found by many paths, some true, some false, and much discussion or who gets to hold the map along the way.

    One increasingly gets the impression that the criticism and seeming fear of Occupy isn’t about the ineffectiveness of the movement, but rather quite the opposite.

  • Chris Keam

    sorry, “much discussion OF who gets to hold the map”

  • Bill

    @chris keam #72

    To compare this “Seinfeld Protest” with the fights for the vote for women or racial equality borders on the obscene.

  • Chris Keam

    Bill:

    Restated just for you:

    “One increasingly gets the impression that the criticism and seeming fear of Occupy isn’t about the ineffectiveness of the movement, but rather quite the opposite.”

  • Roger Kemble

    mezzanine @ #68<”

    Productivity growth stayed high until ~ 1972 . . .

    Of course it did. US productivity was high and taxes low because the US was the only country in the world that came out of WWll essentially unscathed.

    While Europe and the Far East were in shambles the US went on a rampage: the beginnings of the 750+/- over seas bases that are now bringing it to its knees.

    I started my practice in 1960, a year of severe recession, quickly over: taxes did not figure heavily in my little business.

    Canada prospered until 1970. That was when Germany and Europe found their feet again: the and Canadian manufacturing.

    We were beginning to get a whiff of an FTA (NAFTA etc.) the effect of which was far more profound that taxes.

    The on-going Canada/US lumber dispute has more effect: in fact taxes are manipulated to suit the US virtually at whim.

    You have a long era of high taxes / high productivity, then Nixon lowers the top tax rate by 20% and productivity tanks and you think that’s supportive?

    Nixon took the US off the gold standard introducing fiat currency: i.e. very high inflation. That is when the Federal Reserve began to play with the numbers: this is what OCCUPY is about today.

    Taxes are a symptom of economic ups and down not the cause. You are far too close to the numbers. But judging by the intensity of your delusions I doubt that will penetrate your iron clad assumptions but others may benefit.

    Your horizons are far too narrow to be of any use to me.

  • Bill McCreery

    @ Bill 43:

    “Why not form or takeover a Party and, since this is still a democracy…”

    Also, why not step up and get involved in the ones as they are if they represent anything close you your own values. If not consider Bill’s 2 options.

    TEAM was a coalition of Cs, Ls, and NDPs formed to oust the long ruling, but thentired and out of touch NPA in the 70s. Vollrich, a C, and Harcourt, an NDP, meant that wouldn’t last but it did until early 80s. Then Gordon Campbell, Art Phillips Executive assistant, Art Cowie and the remnants of TEAM moved in and took over the NPA. Gordon then made it the Gordo party just as he did with the Prov. Libs. However, that extended history resulted in the enlightened TEAM initiatives surviving and in fact continuing to evolve for another 15 years. One could also say Phillip Owen’s Council continued the TEAM legacy as well to cover a 30 year period.

    As an aside, I don’t know much about the Vision coalition, other than it appears to be a collection of idealists and opportunists. I, and other former TEAMmates take great offence to suggestions that Vision is a ‘TEAM lite’. Nothing could be further form the truth. Vision, by its own record, stands for the opposite of the open, honest competent governance that TEAM created.

    However, they are another example of forming a party out of the remnants of others. Unfortunately, IMO, they have not lived up to their own expressed ideals.

    It would be great if younger people, perhaps some of the Occupy group, could get plugged into the political process in a constructive way. I would welcome that either within or in the future,without the existing political apparati.

    Our society does need to confront the distribution of wealth issue on a worldwide as well as a national basis. This is a very big challenge and it will take a great deal of hard work over an extended period of time to resolve equitably.

    The other shadow over our future is the aging demographic. I believe there are something like 8 workers for every 3 retired at present. In the next 10 years or so that will reverse. Our society as we have known it today cannot continue to function with that ratio.

    These 2 clouds combined portend challenging times ahead indeed. Time for the younger set to get on board and start to make a difference, not just on the fringe but where the decisions are made.

  • IanS

    “One increasingly gets the impression that the criticism and seeming fear of Occupy isn’t about the ineffectiveness of the movement, but rather quite the opposite”

    In reply, I suppose that one might be more likely to fear the effectiveness of the movement if one could figure out what it was trying to achieve. But, I suppose, one will just have to wait until they figure that out.

  • spartikus

    About that narrative…

    “You know,” said UBC economics Prof. Craig Riddell, “we’ve been studying issues like income disparity for 15 years. It isn’t a new phenomenon.”

    But the widespread public discussion of it is, and the global Occupy movement has helped bring that discussion into focus.

  • Jason

    IanS…my sentiments exactly.

    There IS a problem with democracy in the U.S. There IS an issue with inequality around the world.

    Is OccupyVancouver giving voice or leading to discussion of either of these. The answer is No.

    I believe Chris knows in his heart of hearts (I certainly hope so) that OccupyVancouver has almost nothing in common with the movements he’s listing, and is doing it for dramatic effect in an attempt to win his argument….However….

    I did stumble across some video footage of Malcolm X just the other day…I believe the quote was “And if the white man won’t listen…we should erect tents in the center of city, and get free power and sanitation service with the full support of the mayor. This will prove our point….the point being….wait…where was I…”

    Somehow, watching this movement unfold….I don’t quite get the sense we’re in the middle of a historic movement….rather we’re simply bearing witness to some disorganized urban camping.

    My only hope is that the people involved realize that their achieving nothing, and instead decide to mobilize to vote and try to make real change…in whatever direction they feel it should be made.

  • Dave Pasin

    @IanS #78

    It isn’t a fear that makes me wonder about OV, it more like how do you take the new awareness among the population in general and make it into an effective vehicle for change for Mr & Mrs & Ms. Q Public.

    It is readily apparent that the current system of income and social inequity is not sustainable.

    However, What is not apparent is the widespread ability to create a `60`s type of social, political, cultural & economic revolution in which real change could occur.

    In addition, there does seem to be an alarming trend developing of Companies and political parties co-opting the basic messages for self serving gain. (Re: COPE in Vancouver & MTV in the US, amongst others.)

    While Bill McCreery has referred to TEAM of the `70`s in Vancouver there were many organizations born of that era that effected real change.

    We still have a long way to go to see if the Occupy movement has the ability to effect mass psychological effects to drive the need to become involved, organize and effect the needed systemic change in ecological, economic and political thinking.

  • IanS

    @spartikus #79,

    As always, your ability to google something which supports your belief and insert it here by cut and paste is impressive. Not in any way persuasive (in debating terms it’s really nothing more than an appeal to authority), but impressive.

    @Jason #80,

    Not sure I agree entirely, but, re this: “My only hope is that the people involved realize that their achieving nothing, and instead decide to mobilize to vote and try to make real change…in whatever direction they feel it should be made.”

    If I had a vested interest in opposing whatever it is that the Occupiers want to achieve, I think I’d much rather they spend their time hanging around in tents debating among themselves than organizing and actually doing something.

    @Dave Pasin #81,

    I’m not sure the “population in general” has any new mass awareness of any need for change, at least here in Canada.

    Still, I stand to be corrected and (to paraphrase Roland Hedly Jr, just to round out the Doonesbury references): “only time will tell.”

    Perhaps one day, we’ll look back and recognize the Occupy movement as the first step on the road to achieving a utopian social equality (or kindness to animals; or better affordable housing; or the real truth behind the events of 911 or whatever).

    OTOH, maybe it’ll turn out to be nothing more a large, messy, well publicized camp out.

    I guess we’ll see.

  • Bill

    @IanS #81

    “I’m not sure the “population in general” has any new mass awareness of any need for change, at least here in Canada. ”

    Perhaps it’s because we have such a high population of recent immigrants often coming with very little from terrible conditions and have managed to carve out a very good life for themselves through hard work. Contrast that with these protesters who have had the best opportunity in the world to succeed but choose to waste that opportunity sitting in a tent accomplishing nothing.

  • spartikus

    (in debating terms it’s really nothing more than an appeal to authority)

    And this is simply an extended harumph

    It often strikes me that you’re the one with preconceived notions who is much more interested in sowing doubt than actually interacting.

    But views differ.

  • Chris Keam

    “I believe Chris knows in his heart of hearts (I certainly hope so) that Occupy Vancouver has almost nothing in common with the movements he’s listing”

    You believe wrong. Occupy has plenty in common with most mass movements. You’d have to be in a huge state of denial to not see the parallels.

    History has a tendency to make fools of those of us who judge prematurely the impact of a movement or protest. Who might have suspected some hippies on an old fish boat would eventually become an internationally-known environmental advocacy giant?

    I’m willing to take a wait and see attitude on Occupy for the time being. Since we’re citing pop culture references, let me quote a David Foster Wallace character from Infinite Jest:

    “The earth is very old.”

  • IanS

    @spartikus #84,

    “It often strikes me that you’re the one with preconceived notions who is much more interested in sowing doubt than actually interacting.”

    Heh. Well, if by “sowing doubt [rather than] actually interacting” you mean “disagree with you”, then guilty as charged.

    @Bill #83,

    That’s not really what I meant. I was referring generally to my perception that the Occupy movement does not seem to be as big in Canada as it is in the US. I don’t know that I would attribute that to the existence of hard working immigrants in Canada, or anything like that.

    And, while I don’t believe that the Occupiers in Canada are likely to accomplish much more than the occasional minor disruption and the necessity for additional policing costs, my assessment of them is not as harsh as yours seems to be.

  • Bill

    @Bill Mc #77

    “The other shadow over our future is the aging demographic. I believe there are something like 8 workers for every 3 retired at present. In the next 10 years or so that will reverse. Our society as we have known it today cannot continue to function with that ratio. ”

    Combined with the shift in economic power to emerging economies like China and India, this is perhaps the most significant problem we should be talking about. And if 1 in 3 of those future workers is in the public sector still earning more than the private sector, then the ratio falls to 2 people supporting 9. That is not sustainable without a significant decline in the standard of living .

  • Bill McCreery

    I know Ian, but the underlying issues are and will more so in the future affect us as well. Dave Pasin’s reference to the 60s free love, et al fundamentally changing society is interesting. Perhaps this Occupy movement might be the start of something similar today. One similarity is they both come from the same socio-economic group. Another, is that both took on important issues where change was not going to come from the top.

    I am not sure where you think I’m being “harsh” on “them”, assuming you are referring to younger people today and the Occupiers in particular. In fact, I was hoping they would, and encouraging them to get involved to tackle these very important challenges. Ultimately they will have to because they’ll be living, and working, through them. Might I also suggest those in their late 30s, early 40s might be better equipped to show some leadership here now. That is not happening, at least not yet.

    Glissy lives in Vancouver, I live in Hope.

  • Bobbie Bees

    I’m going out for a bite to eat, I’ll be back.

    I live in Vancouver and this make me ambivalent. Or is that ambidextrous? No, I’m pretty sure it’s ambivalent, but either way I don’t care.

  • Everyman

    It would be far better for the demographic camping on the Art Gallery lawn to make a focused protest on something that really impacts their cohort personally, like the insanely high cost of housing in the City which will prevent most from ever owning here.

    Instead we get some slightly deranged looking man crashing the BoT mayoralty debate with a lobster puppet, which says….what?

  • Keith

    @rf

    Once you pay 2.5 mer and fees, there’s not enough left for the investor. It’s the costs to a small investor that kill the practicality of “make your own pension.” And don’t play the low fee self directed ETF card, it’s not for amateurs.